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I am 36 years old, and if you looked at my life on paper, you would say I am doing fine. I have a steady job in operations for a logistics company in South Philadelphia. A one-bedroom walkup that I pay for on time.
No kids, no pets, no partner to negotiate with. My credit score is the kind of number banks smile at. None of that is why my family needs me.
Back then, it was dance lessons and new sneakers. Now it is a crossover she cannot afford, an image she cannot maintain, and a daughter of her own, Alana, who has been taught that the adults who pay for her life do not include me. For more than a decade, every time somebody in my family fell behind, the solution quietly routed through me.
When my parents were months away from losing their rowhouse to back taxes and a second mortgage they did not understand, I took out a personal loan large enough to clear the worst of it. The monthly payment still leaves my account on the same day every month—a four-figure sum drafted before I even see my paycheck. When Desiree wanted a newer car for Alana’s safety, the dealership would not qualify her alone.
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