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I stopped leaving my coffee unattended. One afternoon, I overheard Russell in the backyard talking too loud into his phone. He was pacing by the shed, his voice sharp.
I couldn’t catch every word, but I heard him mention equity, consolidation, and legal guardianship. Later that day, April asked if I would mind signing a few forms for her refinance. She said it was just a routine update.
I knew then I had underestimated just how far they were willing to go. That night, I pulled out the manila envelope I kept hidden under the liner of my suitcase. Inside were old records from my husband’s accounts, notarized copies of my trust, and a full list of my assets.
Everything had been kept separate since he passed. That was always our plan. Russell and April didn’t know that my name had never been attached to the Iowa house.
They assumed I had nothing but the condo and retirement account. But the truth was, I still had access to a diversified portfolio, some of it offshore. I wasn’t rich.
But I wasn’t dependent. The next day, I visited the bank quietly. I asked to speak to manager-level staff.
I presented my identification and initiated a full review of recent access attempts on all accounts tied to my government ID number. There had been two failed login attempts from a source tied to Russell’s business. I asked the manager to set the highest security level—biometric access, in-person changes, and voice-verified transactions.
She didn’t ask questions. She just nodded and got it done. I returned home before sunset.
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